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Churning Hub is a free web app that helps people track credit card sign-up bonuses and bank account promotions.
Churning Hub is a free credit card and bank bonus tracker for the "churning" community. It replaces messy spreadsheets with a clean interface featuring visual charts, goal tracking, multi-player support, and cloud sync. No ads, no premium tier. Just a tool built by churners, for churners.
Churning Hub was created to solve a common problem in the credit card rewards community: tracking sign-up bonuses across multiple cards and bank accounts is tedious, and most people resort to complex spreadsheets that break easily. Churning Hub offers a modern alternative with automatic calculations, visual earnings charts, yearly goal tracking, and built-in Chase 5/24 monitoring. The app supports multiple "players" (P1, P2, etc.) for couples or families who churn together, and includes features like requirement checklists, screenshot storage for bonus confirmations, and full data export. It's completely free with no advertising, premium tiers, or data selling, funded purely as a passion project for the churning community.
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Credit card churning is the practice of repeatedly signing up for credit cards to earn sign-up bonuses, then closing or downgrading the cards and repeating the process. When done responsibly, churners can earn thousands of dollars in rewards annually through cash back, travel points, and bank account bonuses. The churning community, centered on forums like r/churning on Reddit, shares strategies, tracks bonuses, and discusses issuer rules like Chase's "5/24" policy.
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